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Welcome to Jeff Gray, DDS - Sedation & Cosmetic Dentistry - General Information

Easy Financing

At Jeff Gray DDS - Sedation and Cosmetic Dentistry, we have many options available to make sure that you receive that beautiful new smile you've always dreamed of.

  • We accept most Indemnity Insurance*
  • We offer 1-YEAR, NO INTEREST financing
  • Capital One Healthcare Finance**
  • We accept most major credit cards: MASTER CARD, VISA, DISCOVER, AMERICAN EXPRESS
  • CASH AND PERSONAL CHECKS accepted

*This is the type of insurance that doesn't restrict your choices of dentists but allows you the freedom to choose the dentist best suited for you and your family's need.


**Capital One Healthcare Finance (formerly Dental Fee Plan (DFP)Capital One
The DFP was the first plan designed specifically for cosmetic dentistry and related specialties. They can help give you the smile you've always wanted by making it more affordable.

Capital One Healthcare Finance is a payment plan that fits your individual needs and financial circumstances. If you've been putting off dental treatment, or completing your treatment plan in phases due to budget constraints, this plan can help. You can start treatment right away with:

  • No Initial Payment
  • Low Monthly Payments
  • Low Fixed Rates
  • No Prepayment Penalty
  • Easy Application Process

Capital One Healthcare Finance is available for procedures ranging from $300 - $25,000, including:

  • Cosmetic / Aesthetic Dentistry
  • Periodontics
  • Prosthodontics
  • Endodontics
  • Oral Surgery

Capital One's application process is fast and confidential 24 hours a day, 7 days a week. You can apply using the secure online form, or you can call their toll-free number 1-888-337-4171. There are no application fees or paperwork to complete, and you can be approved in minutes. Good credit standing is required.

Care Credit will cover elective dental procedures from $300 to $25,000. They offer several options, including interest-free loans for three to 24 months for qualified applicants.

Learn more by visiting their website, or apply online today.


Visit Our Smile Gallery
FREE Sedation ($371 Value) when you register online or call today. (Includes medication and monitoring only, not any dental work)
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Incredible Smiles In Total Comfort
Jeff Gray DDS | Sedation & Cosmetic Dentistry | 8555 Fletcher Parkway #102, La Mesa, CA  91942 | (619) 337-7700 | smile@smilesandiego.com